Terms & Conditions

Welcome to Shree Financial Associate

These Terms & Conditions govern your use of the website and services offered by Shree Financial Associate. By accessing or using our website, you agree to comply with these terms. If you do not agree with any part of these Terms & Conditions, please discontinue use of our website.

Acceptance of Terms

By visiting this website, submitting an enquiry, or using our services, you acknowledge that you have read, understood, and accepted these Terms & Conditions.

About Our Services

Shree Financial Associate provides professional financial consultancy and assistance in the following areas:

  • Home Loans
  • Mortgage Loans
  • Business Loans
  • Personal Loans
  • Loan Against Property
  • Balance Transfer Assistance
  • Insurance Services
  • Health Insurance
  • Life Insurance
  • Motor Insurance
  • Mutual Fund Investment
  • SIP Planning
  • Wealth Management
  • Real Estate Advisory
  • Property Documentation Assistance
  • Financial Planning

Our role is primarily advisory and facilitation. Final approval for loans, insurance policies, investments, or property transactions rests solely with the respective financial institutions, insurers, developers, banks, NBFCs, or regulatory authorities.

Eligibility

To use our services, you must:

  • Be at least 18 years of age.
  • Be legally competent to enter into a contract.
  • Provide accurate and complete information.
  • Use the website only for lawful purposes.

User Responsibilities

You agree to:

  • Provide true and accurate information.
  • Submit genuine documents.
  • Maintain confidentiality of your account information (if applicable).
  • Cooperate during document verification.
  • Inform us of any changes in your contact or financial details.
  • Use the website responsibly and legally.

Prohibited Activities

Users must not:

  • Provide false or misleading information.
  • Upload forged or fraudulent documents.
  • Attempt unauthorized access to the website or server.
  • Distribute malware, viruses, or harmful software.
  • Copy, reproduce, or misuse website content without permission.
  • Use the website for unlawful or fraudulent purposes.

Any violation may result in suspension of services and legal action.

Loan and Financial Services

Please note:

  • Loan approval is subject to the policies of the respective bank or NBFC.
  • Interest rates, processing fees, and repayment terms are determined by the lender.
  • Submission of an application does not guarantee approval.
  • Processing timelines may vary depending on document verification and lender requirements.

Shree Financial Associate is not responsible for any rejection or delay by financial institutions.

Insurance Services

For insurance products:

  • Policy issuance is subject to underwriting by the insurance company.
  • Premiums, coverage, exclusions, and claim settlement are governed by the insurer’s terms.
  • Customers are advised to read policy documents carefully before purchase.

Investment Services

Investment-related services, including mutual funds and SIPs, are subject to market risks.

  • Past performance does not guarantee future returns.
  • Investment values may fluctuate.
  • Customers should assess their financial goals and risk appetite before investing.

Real Estate Services

Our real estate advisory services include assistance with property selection, documentation, and guidance.

However:

  • Property prices may change without prior notice.
  • Availability depends on developers or sellers.
  • Buyers should independently verify legal ownership, approvals, and documentation before making a purchase.

Intellectual Property

All website content, including:

  • Text
  • Images
  • Graphics
  • Logos
  • Icons
  • Layout
  • Design
  • Documents

is the intellectual property of Shree Financial Associate unless otherwise stated.

Unauthorized reproduction, modification, or distribution is prohibited.

Third-Party Websites

Our website may contain links to third-party websites for your convenience.

We are not responsible for the content, privacy practices, services, or accuracy of information on those external websites.

Limitation of Liability

Shree Financial Associate shall not be liable for:

  • Loan rejection by banks or NBFCs.
  • Insurance claim rejection by insurers.
  • Investment losses due to market fluctuations.
  • Delays caused by third parties.
  • Technical interruptions or website downtime.
  • Errors arising from inaccurate information provided by users.

Indemnification

You agree to indemnify and hold harmless Shree Financial Associate, its employees, representatives, and partners against any claims, liabilities, losses, damages, or legal expenses arising from:

  • Violation of these Terms & Conditions.
  • Submission of false information.
  • Misuse of the website or services.

Modification of Services

We reserve the right to:

  • Modify or discontinue any service.
  • Update pricing or service offerings.
  • Revise website content.
  • Amend these Terms & Conditions at any time without prior notice.

Changes become effective immediately upon publication on the website.

Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of this website or services shall be subject to the exclusive jurisdiction of the competent courts in the city where Shree Financial Associate operates.

Contact Information

For any questions regarding these Terms & Conditions, please contact:

Shree Financial Associate

Email: info@shreefinancialassociate

Office Address: Chhatrapati Sambhaji Nagar (Aurangabad MH)

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