Shree Financial Associate

Shree Financial Associate is committed to conducting its business with integrity, transparency, and in accordance with applicable laws and regulations. This Anti-Money Laundering (AML) & Know Your Customer (KYC) Policy describes our approach to customer identification, verification, and the prevention of misuse of our services for unlawful purposes.

1. Purpose

The objectives of this policy are to:

  • Promote ethical business practices.
  • Help prevent fraud, identity theft, forgery, and financial crime.
  • Verify customer identity where required for the services being provided.
  • Support compliance with applicable legal and regulatory requirements.
  • Protect the interests of customers and Shree Financial Associate.

2. Scope

This policy applies to customers using services offered by Shree Financial Associate, including:

  • Insurance advisory and assistance
  • Loan assistance
  • Banking assistance
  • Investment guidance
  • Financial planning
  • Real estate advisory
  • Property buying and selling assistance
  • Other related advisory or facilitation services

3. Customer Identification

Where necessary for a requested service or where required by law or a partner institution, customers may be asked to provide identity and address verification documents.

Examples include:

  • PAN Card
  • Aadhaar Card (where legally permissible)
  • Passport
  • Driving Licence
  • Voter ID
  • Utility Bill
  • Bank Statement
  • Passport-size Photograph
  • Other documents requested by the relevant institution

Submission of documents does not guarantee approval of any application or service.

4. Verification

Shree Financial Associate may verify the information and documents provided by customers directly or through the relevant financial institution, insurer, bank, NBFC, developer, or other service provider, where appropriate and permitted.

5. Refusal of Service

We reserve the right to decline or discontinue assistance where:

  • False information is provided.
  • Documents appear forged or altered.
  • Required documentation is not provided.
  • Fraudulent or suspicious activity is reasonably suspected.
  • Continuing the engagement may violate applicable law.

6. Customer Responsibilities

Customers agree to:

  • Provide accurate and complete information.
  • Submit only genuine documents.
  • Inform us of any material changes to previously submitted information.
  • Cooperate with any lawful verification process.

7. Confidentiality

Personal information and documents collected for identification or verification will be handled in accordance with our Privacy Policy and applicable laws. Information will be shared only where necessary for service delivery, legal compliance, or with the customer’s authorization.

8. Fraud Prevention

Shree Financial Associate does not knowingly assist transactions involving unlawful activities. If suspicious conduct or document irregularities are identified, we may suspend processing, seek clarification, or take other appropriate steps consistent with applicable law.

9. Third-Party Institutions

Many of the services facilitated by Shree Financial Associate are ultimately provided by banks, insurers, NBFCs, investment providers, developers, or other third parties. These institutions may have their own AML, KYC, and compliance requirements, which customers must independently satisfy.

10. Record Retention

We may retain customer records and documents for the period reasonably necessary for business purposes, legal compliance, dispute resolution, or as otherwise required by applicable law.

11. Limitation

Shree Financial Associate is an advisory and facilitation service provider. Final customer verification, regulatory compliance, account opening, loan approval, insurance issuance, investment acceptance, or property registration remain subject to the policies and procedures of the relevant institution or authority.

12. Policy Updates

This policy may be revised from time to time. Updated versions will become effective upon publication on our website.

13. Governing Law

This policy shall be governed by the laws of India.

Subject to applicable law, disputes relating to this policy shall fall within the jurisdiction of the competent courts at Chhatrapati Sambhajinagar (formerly Aurangabad), Maharashtra.

14. Contact Us

Shree Financial Associate

Chhatrapati Sambhajinagar (Aurangabad), Maharashtra, India

For questions regarding this policy, please contact us using the official contact details available on our website.

15. Severability

If any provision of this policy is held to be invalid or unenforceable by a competent court, the remaining provisions shall remain valid and enforceable.

16. Entire Policy

This AML & KYC Policy should be read together with the Terms & Conditions, Privacy Policy, Disclaimer, Grievance Redressal Policy, and Anti-Fraud & Impersonation Policy of Shree Financial Associate.

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